I see where you're coming from, but in my situation, giving the phone and money to someone would be idiotic since the value of the phone by itself exceeds the ETF.
If someone is planning on signing a 2 year contract, they can save some money and help me out at the same time. If not, I can sell the phone separately for ~$250, pay the ETF, and pocket the extra cash. I figured it was worth the effort before I go that route.
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